Benefit Summary
Complimentary Legal Consultation and Discounted Attorney Fees
Receive up to 60 minutes of legal consultation per separate legal matter FREE, plus 25% off attorney fees should you need further help.
When you need legal advice or representation by an attorney, your membership will make help available to you. This exclusive benefit can help you navigate everything from traffic violations and divorces to wills and estate protection. Receive up to 60 minutes of legal consultation per separate legal matter FREE, plus 25% off attorney fees should you need further help.
Free Legal Forms and Resource Center
Unlimited access to CLC’s Legal Resource Center which contains state-specific editable business and personal legal forms and a library of legal articles on a variety of topics.
Forms include, but are not limited to:
Personal Documents:
- Complaint Letters
- Deeds
- Living Trusts
- Personal Service Agreements
- Wills
Business Documents:
- Business Agreements
- Corporations and LLCs
- Intellectual Property
- Internet Law Forms
- Loans and Collections
- Sale of Goods
Legal & Financial Forms
- Affidavits
- Appraisals
- Employment
- Estate Planning
- Business
- Consumer Credit
- Real Estate
- Sales & Leases
- Government
- Powers of Attorney
- Family & Personal
- Bankruptcy
- Arbitration/Releases & Settlements
ID Theft Resolution
In a world where identities are stolen on a daily basis, identity theft protection is absolutely essential. Members enjoy ID theft protection, providing: unlimited restoration and recovery services, fraud resolution, tax fraud assistance, legal services and financial coaching consultations.
- Unlimited Restoration and Recovery Services
This benefit assists you with restoring your credit and/or financial reputation. Fraud Resolution Specialists™ will execute the process through a Limited Power of Attorney, mitigating some of the costly steps required to properly dispute fraudulent debts as a result of identity theft, and documenting actions taken during the resolution/recovery process – including all required document preparation. The FRS™ will become the advocate on your behalf with any involved entities.
- Fraud Resolution Team
You have unlimited access to a team of Fraud Resolution Specialists™. Each FRS™ is an experienced fraud representative and has been trained under the Fair Credit Reporting Act (FCRA). Each FRS is educated on and familiar with prohibited “collection” company activities under the Fair Debt Credit Protection Act (FDCPA). Additional certifications include Certified Identity Theft Risk Management Specialist® and Certified Credit Report Reviewer.
- Tax Fraud Assistance
Through staffed CPA’s and Enrolled Agent, and via Power of Attorney, this benefit helps victims of tax fraud by working directly on their behalf with the IRS. This is a premium feature offering identity theft protection services.
- Legal Services
You are entitled to a free initial sixty-minute consultation with an attorney concerning each new issue involving theft of your identity. After the initial consultation, the participating attorney may be retained at a preferred rate reduction of 25% off of the attorney’s standard hourly or fixed fee rates.
- Financial Coaching Consultations
You are entitled to up to a sixty-minute telephone consultation with a Financial Coach at no cost. A Financial Coach can assist you with restoring and rehabilitating your credit reputation and financial status, which have been damaged as a result of an identity theft crisis or fraud. Coaches have undergone extensive training in this area and have acquired training under the Fair Credit Reporting Act (FCRA). Coaches are also trained under the Fair and Accurate Transactions Act (FACTA) in order to assist in a complete review and understanding of your credit report. Coaches are Certified Credit Counselors, in addition to holding certifications like CFP® Professional, Enrolled Agent, CPA, and Certified Credit Repair Specialist, and experience as former bankers and insurance professionals.
Roadside Assistance
Peace of Mind with 24/7 Roadside Assistance
THIS IS NOT AN INSURANCE CONTRACT.
This is not an Automobile Physical Damage or Automobile Liability Insurance contract.
Members enjoy the safety and security of knowing that roadside assistance is available anytime, anywhere in the U.S. or Canada. Members are covered up to $100 USD for towing, flat tire repair, fuel delivery, lock-outs and jump starts. The Roadside Assistance benefit is extended to your spouse and any children 21 years of age or under who live with you. You’re entitled to up to three (3) incidents per year.