Benefit Summary

Complimentary Legal Consultation and Discounted Attorney Fees

Receive up to 60 minutes of legal consultation per separate legal matter FREE, plus 25% off attorney fees should you need further help.

When you need legal advice or representation by an attorney, your membership will make help available to you. This exclusive benefit can help you navigate everything from traffic violations and divorces to wills and estate protection. Receive up to 60 minutes of legal consultation per separate legal matter FREE, plus 25% off attorney fees should you need further help.

Free Legal Forms and Resource Center

Unlimited access to CLC’s Legal Resource Center which contains state-specific editable business and personal legal forms and a library of legal articles on a variety of topics.

Forms include, but are not limited to:

Personal Documents:

  • Complaint Letters
  • Deeds
  • Living Trusts
  • Personal Service Agreements
  • Wills

Business Documents:

  • Business Agreements
  • Corporations and LLCs
  • Intellectual Property
  • Internet Law Forms
  • Loans and Collections
  • Sale of Goods

Legal & Financial Forms

  • Affidavits
  • Appraisals
  • Employment
  • Estate Planning
  • Business
  • Consumer Credit
  • Real Estate
  • Sales & Leases
  • Government
  • Powers of Attorney
  • Family & Personal
  • Bankruptcy
  • Arbitration/Releases & Settlements

ID Theft Resolution

In a world where identities are stolen on a daily basis, identity theft protection is absolutely essential. Members enjoy ID theft protection, providing: unlimited restoration and recovery services, fraud resolution, tax fraud assistance, legal services and financial coaching consultations.

  • Unlimited Restoration and Recovery Services
    This benefit assists you with restoring your credit and/or financial reputation. Fraud Resolution Specialists™ will execute the process through a Limited Power of Attorney, mitigating some of the costly steps required to properly dispute fraudulent debts as a result of identity theft, and documenting actions taken during the resolution/recovery process – including all required document preparation. The FRS™ will become the advocate on your behalf with any involved entities.
  • Fraud Resolution Team
    You have unlimited access to a team of Fraud Resolution Specialists™. Each FRS™ is an experienced fraud representative and has been trained under the Fair Credit Reporting Act (FCRA). Each FRS is educated on and familiar with prohibited “collection” company activities under the Fair Debt Credit Protection Act (FDCPA). Additional certifications include Certified Identity Theft Risk Management Specialist® and Certified Credit Report Reviewer.
  • Tax Fraud Assistance
    Through staffed CPA’s and Enrolled Agent, and via Power of Attorney, this benefit helps victims of tax fraud by working directly on their behalf with the IRS. This is a premium feature offering identity theft protection services.
  • Legal Services
    You are entitled to a free initial sixty-minute consultation with an attorney concerning each new issue involving theft of your identity. After the initial consultation, the participating attorney may be retained at a preferred rate reduction of 25% off of the attorney’s standard hourly or fixed fee rates.
  • Financial Coaching Consultations
    You are entitled to up to a sixty-minute telephone consultation with a Financial Coach at no cost. A Financial Coach can assist you with restoring and rehabilitating your credit reputation and financial status, which have been damaged as a result of an identity theft crisis or fraud. Coaches have undergone extensive training in this area and have acquired training under the Fair Credit Reporting Act (FCRA). Coaches are also trained under the Fair and Accurate Transactions Act (FACTA) in order to assist in a complete review and understanding of your credit report. Coaches are Certified Credit Counselors, in addition to holding certifications like CFP® Professional, Enrolled Agent, CPA, and Certified Credit Repair Specialist, and experience as former bankers and insurance professionals.

Savings on Local and Online Shopping

From clothing and video games to toys and sporting goods, you can save big on everything you and your family need. Whether you print a coupon at home, show your phone at participating retailers or shop online with exclusive member discounts, you can save money every time you shop.

Dining and Food Discounts

Whether you take a quick trip through the drive-thru or enjoy a sit-down dinner at a fine restaurant, you could be saving at participating locations nationwide. Print discount coupons at home or simply show your phone for restaurant discounts.

Discounts on Professional Services

Whether you’re moving, need a cell phone plan, house painting, childcare, new tires, tax preparation, or printing and shipping, your membership is there to help. Members enjoy discounts on these and many more services for you and your family.

Grocery Coupons

Save on every trip to the grocery store with money-saving grocery coupons for members. Just print and save!

Hotel and Lodging Discounts

You save an average of 26% off at more than 150,000 hotels worldwide through Hotel Engine. Search and save online or on your mobile device at the Hotel Engine app and earn Hotel Engine rewards points that you can use towards free hotel stays.

Vehicle Service Savings

Take care of your vehicle with discounted parts and service at a variety of participating service providers.

  • Jiffy Lube - Receive 15% off the regular retail price of products and services at participating locations.
  • Meineke Car Care Center - Receive an 11% discount on all automotive services and a 5% discount on batteries and other select products at participating locations.
  • MAACO - Receive a 10% discount on all regular priced costs for paint and labor at participating locations.
  • AAMCO - Receive a 10% discount up to $100 on all regular priced costs of transmission service at participating locations.

Veterinarian Discounts

Save on your pet needs with Pet Assure!

This pet care savings program has been helping pet families like yours provide quality care at an affordable price since 1995! If you have pets in your family, this is one benefit you’ll use over and over again.

Enroll Any Pet

Pet Assure is not insurance which means you can register any pet regardless of their breed, age, or health condition. With Pet Assure, pre-existing conditions and hereditary diseases are not a problem and there is no waiting period. Pet Assure isn’t just for dogs and cats – any type of pets from birds and snakes to guinea pigs and ferrets as well as pot bellied pigs, horses, and more can benefit from the program.

Pet Assure Highlights

With Pet Assure, you will receive:

  • Discounts from participating veterinarians and retailers
  • 25% on veterinary medical care
  • 5% to 35% on pet products and services
  • Our 24/7 Lost Pet Location Service
  • Our popular daily Animals With Attitudes© email calendar
  • Periodic coupons and specials to save even more

Savings on food and flea products, routine boarding and grooming, outside services, low-margin pharmaceuticals, and items already discounted are at the veterinarians’ discretion, but may be available at a savings through another participating merchant.

Roadside Assistance

Peace of Mind with 24/7 Roadside Assistance

THIS IS NOT AN INSURANCE CONTRACT.

This is not an Automobile Physical Damage or Automobile Liability Insurance contract.

Members enjoy the safety and security of knowing that roadside assistance is available anytime, anywhere in the U.S. or Canada. Members are covered up to $100 USD for towing, flat tire repair, fuel delivery, lock-outs and jump starts. The Roadside Assistance benefit is extended to your spouse and any children 21 years of age or under who live with you. You’re entitled to up to three (3) incidents per year.

Gym Membership Savings - Active&Fit Direct Self-Pay Fitness Benefit

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Choose Your Favorite Gym

Choose from a nationwide network of 12,500+ standard fitness centers for just $28/month. Plus, you have the option to join any of the 8,500+ premium exercise studios and get 20-70% discounts on most memberships. No long-term contracts give you the flexibility to switch fitness centers and cancel when you need to.

Initial payment includes one low enrollment fee and your first two month's membership.

Pet Prescription Savings

Your pets are part of the family, and your membership offers a savings card for your pets’ prescriptions, heartworm medications, vitamins, flea and tick treatments, specialty shampoos and more.

This benefit is not available in WA. This is NOT insurance.

These benefits are NOT Insurance. You may cancel at any time by emailing info-abs@member-questions.com or calling 1-888-356-1787. If you cancel within 30 days of your effective date, you will receive a full refund of your membership fees.


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